When caring for yourself and your family, you work hard to provide a better quality of life. But that doesn’t mean you don’t invest in things that are better for your future.
You are the one who is ultimately responsible for the decisions you make. You may take advice , but we have to live with the consequences of your decisions.
You know by now that you need to work 9-5 to make a living and spend it on essentials first and then your inclinations. Once you have a sound loop of earning and spending, learn how to save and earn more money.
You can look up investment plans like 401(k) or 403(b) to start saving for future retirement. The sooner you start saving, the more money you will have for future cushion.
Start simple. Measure your monthly spending for essentials and some for outings. Then target your small and long-term goals.
These things take time to accomplish. It may take more than a few weeks or months to have a routine to invest in yourself, but you must start somewhere. Take an hour or two daily to do things you always wanted to do forever.